Money tips designed for families, couples, and everyday lifestyle decisions. From saving as a parent to managing joint accounts and planning family finances, this category helps you make confident financial choices at every life stage.
No one likes to think about taxes on their legacy, but understanding how inheritance tax works in the UK is important if you want to protect your family’s inheritance. Inheritance Tax (IHT) is essentially a tax on the estate (property, money and possessions) that someone leaves behind when they die.
Imagine this: A young traveler is about to backpack around the world, or a soldier is preparing for deployment overseas. Each faces a risky journey and wants to ensure their loved ones are provided for if the worst should happen on that trip. Instead of a standard will, they consider
It often starts quietly. A parent sitting at the kitchen table late at night, going through bank statements after everyone else has gone to bed. A couple agreeing to “talk about it later” when the conversation gets uncomfortable. An adult child wondering if their parents are really coping, but never
Raising a family alone brings strength, resilience and responsibility all at once. For many single mums in the UK, money decisions carry extra weight because there is often only one income, limited time and very little margin for error. The good news is that building a more confident financial future
Most people start their financial journey with saving. A savings account feels safe, familiar, and easy to understand. But at some point, many people pause and ask a bigger question. Is simply saving enough for the life I want to live?Imagine this. Sarah is in her early thirties. She works
When children ask for something, it often sounds simple.“Can I have this?”“What if I buy it now?”“Why can’t we just get it?” Behind those questions is something much bigger than spending. It is curiosity. And every one of those moments is an opportunity to teach children what money really represents.
As the year draws to a close, it is a good time to pause and take care of some essential financial housekeeping. A few thoughtful actions in December and early January can help close out 2025 calmly and create a more confident start to 2026. This year-end financial checklist is
The start of a new year is a powerful moment for families to pause and reset their finances. For parents and family planners, money decisions are rarely just about numbers. They are about security, stability and creating opportunities for the people who matter most.Between rising living costs, childcare fees and
In recent years, more couples have opted to open multiple bank accounts to help manage household finances. While there is no universal formula for how many accounts a couple should have, many find that separating spending into different categories can offer greater clarity.This article explores common reasons couples might choose