Practical advice on saving money, budgeting, building financial confidence, and improving your long-term financial habits. Ideal for anyone looking to strengthen their personal finances.
Most people start their financial journey with saving. A savings account feels safe, familiar, and easy to understand. But at some point, many people pause and ask a bigger question. Is simply saving enough for the life I want to live?Imagine this. Sarah is in her early thirties. She works
When children ask for something, it often sounds simple.“Can I have this?”“What if I buy it now?”“Why can’t we just get it?” Behind those questions is something much bigger than spending. It is curiosity. And every one of those moments is an opportunity to teach children what money really represents.
As the year draws to a close, it is a good time to pause and take care of some essential financial housekeeping. A few thoughtful actions in December and early January can help close out 2025 calmly and create a more confident start to 2026. This year-end financial checklist is
The start of a new year is a powerful moment for families to pause and reset their finances. For parents and family planners, money decisions are rarely just about numbers. They are about security, stability and creating opportunities for the people who matter most.Between rising living costs, childcare fees and
The festive season should feel warm, cosy and full of connection, yet for many families it has quietly become one of the most expensive times of the year. Gifts often take up the biggest part of the December budget, especially when you try to buy for everyone and still keep
As we step into a new year, many people start thinking about improving their financial wellbeing. Setting goals is a positive first move, yet research suggests that many New Year resolutions do not last beyond February. Often, this happens because the goals are vague, difficult to measure or hard to
Many young professionals today find themselves relying on credit to bridge monthly gaps. A third of UK 25-34-year-olds now have “negative wealth”, debts exceeding assets, with average net debt over £8,000. Younger adults often juggle tighter budgets (rent, student loans, bills) and report using overdrafts or loans just to make
Black Friday is a chance to grab great Black Friday deals, but it can also tempt us into overspending. For young professionals on tight budgets, it pays to shop mindBlack Friday is a chance to grab great Black Friday deals, but it can also tempt us into overspending. For young
Buy Now, Pay Later (BNPL) has surged in popularity among young people in the UK, becoming a go-to way to shop online without paying the full cost upfront. In fact, BNPL is now the second most common form of borrowing among young Brits, second only to credit cards. As more