Practical advice on saving money, budgeting, building financial confidence, and improving your long-term financial habits. Ideal for anyone looking to strengthen their personal finances.
Buy Now, Pay Later (BNPL) has surged in popularity among young people in the UK, becoming a go-to way to shop online without paying the full cost upfront. In fact, BNPL is now the second most common form of borrowing among young Brits, second only to credit cards. As more
Social media platforms are playing an outsized role in how young people in the UK learn about money. In fact, a recent Santander UK study found that around one-third of 18 to 21 year olds now turn to social media finfluencers for financial guidance. These influencers share videos on TikTok,
Premium Bonds are one of the UK’s most popular savings products. They are backed by the government, offer the thrill of monthly prize draws, and any winnings are tax free. But are Premium Bonds really a good investment? Or could your money work harder elsewhere?In this guide, we explain how
According to the FCA Financial Lives Survey, over 40% of UK adults aged 20–29 have less than £1,000 in savings, and many have none at all. This lack of financial safety net can make it harder to cope with emergencies or take advantage of future opportunities.As part of UK Savings
Only 26 per cent of young adults in the UK recall receiving any form of financial education in school (source). And yet, they’re expected to navigate rent, bills, taxes, credit, and savings without that foundational knowledge. So why do so many young people struggle to budget? The answer is not
According to the latest figures from HMRC, the total amount held in Cash ISAs in the UK has now exceeded £294 billion – a record high. This landmark figure highlights a renewed focus among UK savers on tax-free, low-risk saving options amidst economic uncertainty and rising interest rates.So, why does
Compound interest is often referred to as the “eighth wonder of the world”, and for good reason. It is a powerful concept that influences how savings and investments grow over time, often more significantly than people expect.In this article, we explain compound interest in clear terms, show how it works,
In the UK, many people are unclear about the difference between a financial adviser and a financial planner. These titles often sound similar, but they refer to different approaches in financial support. Understanding what each professional does can help you ask better questions and make more informed decisions. What Is
From outdated ideas about budgeting to silence around money talk, many financial myths still shape how people think and act with their finances. Unfortunately, these misconceptions can lead to missed opportunities, stress, or poor financial habits.This article aims to debunk some of the most common money myths in the UK